Privacy

Your Rights to Privacy
Important Information…Please Read

To Our Customers:

You provide us with most of the information about you that we use in evaluating your application for insurance and in servicing your insurance policy with Hingham Mutual Fire Insurance Company and/or Danbury Insurance Company. We may collect non-public information about you from any of your transactions with Hingham Mutual/Danbury Insurance Company, our affiliates, or others. Depending on the nature of your coverage, we may collect information about you from third parties such as other persons proposed for coverage under your policy. We may receive information about you from a consumer reporting agency.

We do not disclose any non-public information about customers or former customers to anyone, except as permitted by law. We restrict access to information about you to employees who need to know that information to provide you products or to provide you benefits under those products. We maintain physical, electronic and procedural safeguards that comply with state and federal regulations to guard the information about you.

In compliance with the requirements of the Fair Credit Reporting Act (Public Law 91-508), Hingham Mutual/Danbury Insurance Company advises that as part of our routine procedure in reviewing applications for insurance or renewals of insurance policies, we may procure a credit report including information as to the consumer’s character, general reputation, personal characteristics or mode of living. If such information is for an individual and is primarily for personal, family or household purposes, such information may be obtained through interviews with neighbors, friends or others with whom the consumer is acquainted.

Upon request to Hingham Mutual / Danbury Insurance Company, as noted above, we will provide, in writing, a complete and accurate disclosure of the nature and scope of the consumer report as requested or advise that no investigation was completed.